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Refinancing

New York Mortgage Refinancing Services for Homeowners

Leverage Our Extensive Legal Knowledge for Your Benefit

Refinancing your home mortgage can be a complex financial decision. It involves replacing your existing mortgage with a new loan, often with the goal of securing a lower interest rate. While it can be a strategic move to potentially save money or achieve other financial objectives, the process itself is filled with legal and financial nuances.

That’s where a knowledgeable real estate attorney can be invaluable. An attorney brings a deep understanding of real estate law, contract interpretation, and financial documentation to the table.

Letterio & Haug, LLP has a proven track record in guiding homeowners through successful refinancing transactions. With decades of combined experience, we have developed a strong reputation for our ability to navigate the complexities of real estate law. We understand the local market and have a deep familiarity with the refinancing process, and our commitment to client satisfaction and our history of positive outcomes speak for themselves.

Contact our New York refinancing attorneys at (845) 203-0997 or online to schedule a consultation. 

Understanding the Pros & Cons of Mortgage Refinancing

Refinancing your mortgage can be a tactical financial move that offers several potential advantages. By replacing your existing home loan with a new one, you may be able to improve your financial situation in several ways, including the following: 

  • Lower your monthly payment. If interest rates have declined since you obtained your current mortgage, refinancing could result in a lower monthly payment, freeing up additional funds for other financial goals.
  • Shorten your loan term. If you refinance to a shorter loan term, you may be able to pay off your mortgage faster, which can save you thousands of dollars in interest over the life of the loan.
  • Tap into your home equity. A cash-out refinance allows you to borrow against your home’s equity. These funds can be used for home improvements, debt consolidation, or other major expenses.
  • Switch to a fixed-rate mortgage. If you currently have an adjustable-rate mortgage (ARM), refinancing to a fixed-rate mortgage can provide stability and protect you from potential interest rate increases. 
  • Eliminate private mortgage insurance (PMI). Once you've built up sufficient equity in your home, refinancing may allow you to eliminate PMI, resulting in lower monthly payments.
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Client-Focused Approach

Personalized attention and dedicated representation.
  • Personalized Attention For Every Case
  • Aggressive Advocates For Every Client
  • Direct Access To Your Managing Attorney
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Client Testimonials

Hear from those we've helped achieve positive outcomes.
    “Her knowledge and advice gave us guidance on what can be a stressful undertaking!”
    “At her office, everything was well-organized, clearly explained and handled pleasantly with a minimum of fuss. We certainly feel comfortable recommending Anne and her staff to any in need of estate planning related legal services.”
    Lance H.
    “Buying Our First Home Was Straightforward and Stress-free”
    “They explained every document clearly, making sure my wife and I understood all the details. Their expertise and professionalism allowed us to close on our home with total peace of mind.”
    Lenny Y.
    “Cannot Say Enough Good Things About Him and His Team”

    I worked with Jordan and his team for a cabin purchase and I cannot say enough good things about him and his team. They were very responsive and knowledgeable. Highly recommend!

    Gemma K.
    “ACCURACY, COMMUNICATION, and the ability to make it happen when against the clock”
    “Letterio & Haug Beacon NY!! For my 3rd experience working with Jordan Haug and his entire team!! 10/10 I recommend with my eyes closed!! ACCURACY, COMMUNICATION, and the ability to make it happen when against the clock”
    J.M.
    “If I could give a million stars I would!”
    “If I could give a million stars I would! Anne is literally the most amazing and dedicated attorney on the planet - don’t even waste your time with another law office in Dutchess County.”
    Dorothy Z.
    “Super responsive- effecient and quick.”
    “Him and his team Logan are on top of everything. Super responsive- effecient and quick. I would recommend them to anyone looking to Purchase or Refinance a home.”
    Arres S.
    “Anne turned a difficult time in my life into a smooth transition for myself and my family.”

    Working with Anne was an answered prayer! Anne is THE most honest lawyer, I've come in contact with. She listened to me as I voiced my concerns and she addressed each one accordingly. She is very professional, easy to communicate with, and responds quickly. Anne turned a difficult time in my life into a smooth transition for myself and my family. Forever grateful!

    Chare Love
    “I am a lifetime client.”
    Anne was absolutely the best to help me with an unexpected divorce. She maintained a perfect balance of professionalism and compassion so that I came away feeling as if I had just visited with a long-time friend although, in fact, it was our first time meeting. Thank you so much. I am a lifetime client.
    Terry

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